Quantum-Resilient Vascular Biometrics
For the Financial Internet: Banking • Fintech • Crypto Wallets & Exchanges • KYC/AML • MFA
FDI Advisory Group holds the exclusive global licensing rights for mobile banking applications of Global e·dentity's multi-dimensional vascular/vein biometrics—delivering dual proof-of-life (blood-flow + heartbeat) and post-quantum-ready protection.
Why Banks, Fintechs & Crypto Teams Choose "Living Identity"
Resilient by design. Details disclosed under NDA.
Within Scope
- Digital on-boarding / eKYC with 1:N duplicate detection
- Step-up MFA for high-risk actions (wires, off-ramps, device re-bind)
- Payment approvals & account recovery on mobile
For adjacent or non-mobile use cases, contact FDI to assess eligibility and pathway.
Where It Fits — by Segment
Specific implementations require clearance. Contact for details.
• High-assurance on-boarding with 1:N de-dup
• Payment assurance for wires & limit changes
• Account recovery & device re-bind
• SCA & policy compliance
• Faster eKYC with better PAD
• Reduced fraud OPEX
• Wallet-as-app identity binding
• Tiered trust frameworks
• Human-in-the-loop consent for withdrawals
• Travel Rule & VASP workflows
• Non-custodial UX with passkeys
• Risk engine integration
How It Works
Technical architecture disclosed under NDA. High-level overview below.
Sub-dermal capture: Near-Infrared (NIR) imaging and signal analysis map vascular structure and motion on consumer devices.
Dual liveness: Real-time confirmation of blood-flow + heartbeat proves a living human is present.
Template extraction: Privacy-preserving template (~120 bytes) enables fast 1:N de-duplication and 1:1 verification.
Crypto wrap: CNSA 2.0 AES-256 + post-quantum approaches protect signals/templates at rest and in motion.
No special hardware required (Android 8+ / iOS 11+)—customers use the devices they already have.